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96233 Montego Bay

Fernandina Beach, FL 32034
  • $799,000
  • STATUS: Active
  • ON SITE: 70 Days
  • MLS #: 2142706
UPDATED: 86 min ago
$799,000
  • 4
    BEDS
  • 0.22
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,984
    SQFT
  • $403
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2004
County:

School Ratings & Info

Description

Move-in ready POOL home on Amelia Island, perfectly positioned, just minutes by bike or golf cart to the beach and historic downtown Fernandina can be used as short-term rental! Built in 2004 and meticulously maintained, this home checks every box for island living at any stage of life, and with a relaxed HOA and county taxes, it is approved for short-term rentals, making it an exceptional investment opportunity as well. The River-to-Sea Trail is right nearby, making the beach instantly more accessible. The bright, open living area features cherry laminate floors and flows seamlessly to your private backyard oasis, complete with a saltwater pool, built-in bench, refreshment table, and soothing fountain. The fully screened enclosure and fully fenced yard make it ideal for kids, pets, or simply relaxing in total privacy. Major systems have been updated including a new roof (2021), newer HVAC and water heater (according to previous homeowner), updated irrigation, and gutters over the outdoor porches. The guest bath and most of kitchen have been renovated in the last 2 years. Hurricane shutters on the front provide added peace of mind, and a termite bond is in place. A water softener in the garage (never used by current owners) is ready for the next owner. Located in a quiet, established neighborhood that is central to everything the island offers, this home delivers the full Amelia Island lifestyle without compromise. You will not find a better deal for all this home has to offer on-island.

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© 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Beach State Realty are marked with the listing broker’s name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. Data last updated 2026-07-10T21:25:05.367.

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96233 Montego Bay Fernandina Beach, FL 32034

  • Price: $799,000
  • Status: Active
  • On Site: 70 Days
  • Updated: 86 min ago
  • MLS #: 2142706
4
Beds
2
Baths
0
½ Baths
0.22
Acres
1,984
SQFT
$403
$/SQFT
2004
Built
Neighborhood:
Isleworth
County:
Nassau
Area:
450-AMELIA ISLAND-NORTH OF BURNEY ROAD
Property Description
Move-in ready POOL home on Amelia Island, perfectly positioned, just minutes by bike or golf cart to the beach and historic downtown Fernandina can be used as short-term rental! Built in 2004 and meticulously maintained, this home checks every box for island living at any stage of life, and with a relaxed HOA and county taxes, it is approved for short-term rentals, making it an exceptional investment opportunity as well. The River-to-Sea Trail is right nearby, making the beach instantly more accessible. The bright, open living area features cherry laminate floors and flows seamlessly to your private backyard oasis, complete with a saltwater pool, built-in bench, refreshment table, and soothing fountain. The fully screened enclosure and fully fenced yard make it ideal for kids, pets, or simply relaxing in total privacy. Major systems have been updated including a new roof (2021), newer HVAC and water heater (according to previous homeowner), updated irrigation, and gutters over the outdoor porches. The guest bath and most of kitchen have been renovated in the last 2 years. Hurricane shutters on the front provide added peace of mind, and a termite bond is in place. A water softener in the garage (never used by current owners) is ready for the next owner. Located in a quiet, established neighborhood that is central to everything the island offers, this home delivers the full Amelia Island lifestyle without compromise. You will not find a better deal for all this home has to offer on-island.
Exterior Features

Architectural Style [] Body Type [] Construction Materials [] Exterior Features [] Fencing [] Lot Features [] Other Structures [] Parking Features Garage Patio And Porch Features [] Pool Features In GroundFencedSalt Water Road Surface Type [] Roof [] Spa Features [] View [] Waterfront Features [] Waterfront YN No

Interior Features

Appliances DishwasherDryerElectric CooktopElectric OvenRefrigeratorWasherWater Softener Owned Cooling Central AirElectric Cooling YN Yes Fireplace Features [] Fireplace YN Yes Fireplaces Total 1 Flooring [] Heating CentralHeat Pump Heating YN Yes Interior Features [] Laundry Features [] Rooms Total 0

Property Features

Accessibility Features [] Association Amenities [] Association Fee 523 Association Fee Frequency Annually Association Fee Includes [] Association YN Yes Attached Garage YN No Cdd Fee YN No Current Use ResidentialSingle Family Dpr Eligible YN Yes Electric [] Green Energy Efficient [] Green Water Conservation [] Listing Terms CashConventional New Construction YN No Possession Close Of Escrow Property Attached YN No Property Condition [] Property Sub Type Single Family Residence Security Features [] Senior Community YN No Sewer [] Utilities Cable AvailableElectricity AvailableSewer AvailableWater Available Water Source Public

Listing courtesy of FERNANDINA BEACH REALTY: 904-879-3011.


© 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Beach State Realty are marked with the listing broker’s name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. Data last updated 2026-07-10T21:25:05.367.

Digital Millennium Copyright Act
 
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